* {
	margin: 0px;
	padding: 0px;
}

html, body {
	height: 100%;
	margin: 0px;
	padding: 0px;
	text-align:center;
	
	
}

li {
	color: #000;
}



#wrapper{
	margin: 3px;
	margin-left:auto;
  margin-right:auto;
	width: 986px;
	height: 100%;
	background-color: #fff;
}

#layer_top{
	background-color: #00335e;
	height: 21px;
	width: 100%;	
}

#logo_hvs{
	
	height: 89px;
	width: 184px;
}

#be_smart{
	background: #00335e url(img/be_smart.jpg) no-repeat;
	width: 100%;
	height: 89px;	
	
}

#topnav_left{
	background: url(img/navi_bg.jpg) repeat-x;
	width: 184px;	
	height: 45px;
	line-height: 24px;
	vertical-align: top;
	text-align: left;
	padding-left: 14px;
}



#topnav_right{
	width: 100%;
	height: 45px;	
	line-height: 24px;
	background: url(img/navi_bg.jpg) repeat-x;
	
	
	padding-left: 30px;
}



.leftnav{
	
	height: 100%;
	background: #e4eaee url(img/leftnav_bg.jpg) no-repeat;
	vertical-align: top;
	padding-top: 22px;
}



#content{
	width: 597px;
	
	vertical-align: top;
	
	padding: 23px 10px 0px 30px;
	
}

#right_panel{
	background: #e4eaee;
	width: 185px;
	height: 100%;
	vertical-align: top;
	text-align: center;
	padding: 23px 10px;

	
}

#layer_bottom{
	height: 22px;
	width: 100%;
	padding-left: 10px;
	background: #00335e; 
	
}

.bg_blue{
	background: #00335e;
}


.Menu1
{
 
    FONT-SIZE: 11px;
	LINE-HEIGHT: 17px;
    COLOR: #4c708e;
    FONT-FAMILY: Verdana;
	FONT-WEIGHT: bold; FONT-STYLE: normal; TEXT-DECORATION: none;;
}

.Menu1Spacer{
  background: #4c708e;
}

.Menu1:hover
{
    FONT-SIZE: 11px;
	LINE-HEIGHT: 17px;
    COLOR: #00335e;
    FONT-FAMILY: Verdana;
	FONT-WEIGHT: bold; FONT-STYLE: normal; TEXT-DECORATION: none;;
}
.Menu1-a
{
    FONT-SIZE: 11px;
	LINE-HEIGHT: 17px;
    COLOR: #00335e;
    FONT-FAMILY: Verdana;
	FONT-WEIGHT: bold; FONT-STYLE: normal; TEXT-DECORATION: none;;
}
.Menu1-a:hover
{
    FONT-SIZE: 11px;
	LINE-HEIGHT: 17px;
    COLOR: #00335e;
    FONT-FAMILY: Verdana;
	FONT-WEIGHT: bold; FONT-STYLE: normal; TEXT-DECORATION: none;;
}

.Menu2
{
    FONT-SIZE: 11px;
	LINE-HEIGHT: 17px;
    COLOR: #4c708e;
    FONT-FAMILY: Verdana;
	FONT-WEIGHT: bold; FONT-STYLE: normal; TEXT-DECORATION: none;;
}
.Menu2:hover
{
    FONT-SIZE: 11px;
	LINE-HEIGHT: 17px;
    COLOR: #00335e;
    FONT-FAMILY: Verdana;
	FONT-WEIGHT: bold; FONT-STYLE: normal; TEXT-DECORATION: none;;
}
.Menu2-a
{
    FONT-SIZE: 11px;
	LINE-HEIGHT: 17px;
    COLOR: #00335e;
    FONT-FAMILY: Verdana;
	FONT-WEIGHT: bold; FONT-STYLE: normal; TEXT-DECORATION: none;;
}
.Menu2-a:hover
{
    FONT-SIZE: 11px;
	LINE-HEIGHT: 17px;
    COLOR: #00335e;
    FONT-FAMILY: Verdana;
	FONT-WEIGHT: bold; FONT-STYLE: normal; TEXT-DECORATION: none;;
}

.Menu3
{
    FONT-SIZE: 11px;
	LINE-HEIGHT: 17px;
    COLOR: #4c708e;
    FONT-FAMILY: Verdana;
	FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-DECORATION: none;;
}
.Menu3:hover
{
    FONT-SIZE: 11px;
	LINE-HEIGHT: 17px;
    COLOR: #00335e;
    FONT-FAMILY: Verdana;
	FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-DECORATION: none;;
}
.Menu3-a
{
    FONT-SIZE: 11px;
	LINE-HEIGHT: 17px;
    COLOR: #00335e;
    FONT-FAMILY: Verdana;
	FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-DECORATION: none;;
}
.Menu3-a:hover
{
    FONT-SIZE: 11px;
	LINE-HEIGHT: 17px;
    COLOR: #00335e;
    FONT-FAMILY: Verdana;
	FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-DECORATION: none;;
}

.Menu4
{
  border-bottom: solid 1px #fff;
  vertical-align:middle;
 
}

.MenuMeta
{
    FONT-SIZE: 11px;
	LINE-HEIGHT: 17px;
    COLOR: #FFFFFF;
    FONT-FAMILY: Verdana;
	FONT-WEIGHT: bold; FONT-STYLE: normal; TEXT-DECORATION: none;;
}
.MenuMeta:hover
{
    FONT-SIZE: 11px;
	LINE-HEIGHT: 17px;
    COLOR: #FFFFFF;
    FONT-FAMILY: Verdana;
	FONT-WEIGHT: bold; FONT-STYLE: normal; TEXT-DECORATION: none;;
}
.MenuMeta-a
{
    FONT-SIZE: 11px;
	LINE-HEIGHT: 17px;
    COLOR: #FFFFFF;
    FONT-FAMILY: Verdana;
	FONT-WEIGHT: bold; FONT-STYLE: normal; TEXT-DECORATION: none;;
}
.MenuMeta-a:hover
{
    FONT-SIZE: 11px;
	LINE-HEIGHT: 17px;
    COLOR: #FFFFFF;
    FONT-FAMILY: Verdana;
	FONT-WEIGHT: bold; FONT-STYLE: normal; TEXT-DECORATION: none;;
}

h1
{
    FONT-SIZE: 16px;
	LINE-HEIGHT: 24px;
    COLOR: #00335e;
    FONT-FAMILY: Verdana;
	FONT-WEIGHT: bold; FONT-STYLE: normal; TEXT-DECORATION: none;;
}

h2
{
    FONT-SIZE: 12px;
	LINE-HEIGHT: 18px;
    COLOR: #003366;
    FONT-FAMILY: Verdana;
	FONT-WEIGHT: bold; FONT-STYLE: normal; TEXT-DECORATION: none;;
}

h3
{
    FONT-SIZE: 13px;
	LINE-HEIGHT: 13px;
    COLOR: #000000;
    FONT-FAMILY: Verdana;
	FONT-WEIGHT: bold; FONT-STYLE: normal; TEXT-DECORATION: none;;
	margin-left: 0px;
	margin-bottom: 8px;

}

td,span,form,p
{
    FONT-SIZE: 11px;
	LINE-HEIGHT: 17px;
    COLOR: #000000;
    FONT-FAMILY: Verdana;
	FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-DECORATION: none;;
}

td
{
	vertical-align:top;
}


body
{
	BACKGROUND-COLOR:#FFFFFF;
	list-style-type: square;
}

a
{
    FONT-SIZE: 11px;
	LINE-HEIGHT: 17px;
    COLOR: #00335e;
    FONT-FAMILY: Verdana;
	FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-DECORATION: underline;;
}

a:hover
{
    FONT-SIZE: 11px;
	LINE-HEIGHT: 17px;
    COLOR: #4c708e;
    FONT-FAMILY: Verdana;
	FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-DECORATION: underline;;
}

radio, checkbox
{
    FONT-SIZE: 11px;
    COLOR: #000000;
	BACKGROUND-COLOR:#ffffff;
	border: #CCCCCC 1px solid;
    FONT-FAMILY: Verdana;
	FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-DECORATION: none;;
}

input, select
{
    FONT-SIZE: 11px;
    COLOR: #000000;
	BACKGROUND-COLOR:#ffffff;
	border: #CCCCCC 1px solid;
    FONT-FAMILY: Verdana;
	FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-DECORATION: none;;
	WIDTH: 250px;
	HEIGHT: 17px;
}

textarea
{
    FONT-SIZE: 11px;
    COLOR: #000000;
	BACKGROUND-COLOR:#ffffff;
	border: #CCCCCC 1px solid;
    FONT-FAMILY: Verdana;
	FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-DECORATION: none;;
	WIDTH: 250px;
}

.submit
{
    FONT-SIZE: 11px;
    COLOR: #000000;
	BACKGROUND-COLOR:#ffffff;
	border: #CCCCCC 1px solid;
    FONT-FAMILY: Verdana;
	FONT-WEIGHT: normal; FONT-STYLE: normal; TEXT-DECORATION: none;;
	WIDTH: 120px;
	HEIGHT: 20px;
}

img
{
	border: 0px;
}